The Charity CFO
The Charity CFO says it works exclusively with nonprofit organizations. The Charity CFO is headquartered in St. Louis, Missouri.
- Type
- Service
- Cost model
- Quote-based
- Nonprofit terms
- Nonprofit-only firm
- Last reviewed
- October 7, 2026
What is The Charity CFO?
The Charity CFO says it works exclusively with nonprofit organizations. The Charity CFO is headquartered in St. Louis, Missouri. Use this page to see what it offers and what to ask before you hire a nonprofit accounting firm.
Services
- Bookkeeping and accounting
- Grant management
- Budgeting and forecasting
- Audit assistance
- Tax preparation
About the firm
The Charity CFO was founded by CEO Tosha Anderson, CPA, who worked inside a nonprofit before starting the firm, and is based in St. Louis. Its FAQ says it serves more than 150 client organizations nationwide.
Who it works with
The firm says it works best with organizations that have at least $750,000 in annual expenses, across religious, health, education, human services, animal welfare, arts, legal advocacy and youth development organizations. It says about 85% of its clients have an annual audit or financial review.
Services and how engagements work
Each client is paired with a fractional CFO and an associate accountant, and the first 60 to 90 days are a full review of the books. Services include bookkeeping, budgeting and forecasting, post-award grant management, system migration, tax work such as Form 990-T and 1099s, and audit support, including for Single Audits. The firm is not an auditor, does not process payroll and does not prepare standalone Form 990s for non-clients. It supports only QuickBooks Online and onboards a limited number of new clients each month.
Fees
The Charity CFO charges a flat monthly fee with no hourly billing. Moving from QuickBooks Desktop to Online is free; migrations from other platforms typically cost $2,500 to $5,000.
Free resources from the firm
Firm details checked on its website on October 7, 2026.
Before you hire an accounting firm
- Who does the work. Ask who keeps your books and who reviews them.
- Software and access. Ask which accounting system the firm uses and who owns the file if you leave.
- What is included. Check whether Form 990, grant tracking, payroll, and audit support are in the monthly fee or billed separately.
- Contract terms. Ask about minimums, notice periods, and onboarding or cleanup fees.
Details come from the The Charity CFO website, checked October 3, 2026.
Best For
Nonprofits with $750,000 or more in annual expenses that use QuickBooks Online and want a fractional CFO with day-to-day accounting.
Where it stands out
The Charity CFO moves you from QuickBooks Desktop to Online free and pairs each client with a fractional CFO.
Good fit if: You spend $750,000 or more a year, use QuickBooks Online and want CFO-level guidance.
Watch for: QuickBooks Online only; no payroll processing or standalone Form 990s; limited new clients each month.
Published price: Quote (flat monthly fee; best fit at $750,000+ in expenses)
Before You Hire
Eligibility and availability
Works only with nonprofit organizations.